Privacy Policy

Last updated: December 31, 2025

1. Introduction

This Privacy Policy describes how HomeDividend Inc. (“HomeDividend^sm,” “we,” “us,” or “our”) collects, uses, discloses, and safeguards your information when you visit our website at https://www.homediv.com and any related content, tools, or services (collectively, the “Site”). By using the Site, you agree to the collection and use of information in accordance with this Privacy Policy.

2. Information We Collect

We may collect the following types of information:

2.1 Information You Provide to Us

Contact details such as your name, email address, phone number, and mailing address.
Account information such as username, password, and preferences.
Communications you send to us, including inquiries, feedback, or survey responses.

2.2 Information Collected Automatically

Log and usage data, including IP address, browser type, device identifiers, pages visited, and the dates and times of your visits.
Cookie and tracking data, including information collected through cookies, web beacons, and similar technologies.

2.3 Information from Third Parties

We may receive information about you from third parties, such as analytics providers or advertising partners, consistent with your settings and their privacy policies.

3. How We Use Your Information

We may use the information we collect for purposes including:

Providing, operating, and maintaining the Site.
Improving, personalizing, and expanding the Site and user experience.
Responding to your comments, questions, and support requests.
Sending administrative information, such as updates to terms or policies.
Analyzing usage trends and monitoring the effectiveness of our content and features.
Detecting, preventing, and addressing technical issues, fraud, or security risks.
Complying with legal obligations and enforcing our rights.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect and store certain information when you interact with the Site. Cookies help us remember your preferences, understand how you use the Site, and improve our services. Most web browsers are set to accept cookies by default. You can typically choose to set your browser to remove or reject cookies, but doing so may affect the availability and functionality of the Site.

5. How We Share Your Information

We may share your information in the following circumstances:

Service Providers: With third-party vendors, service providers, contractors, or agents who perform services on our behalf, such as hosting, analytics, email delivery, or customer support, and who are required to protect your information.
Legal Requirements: When we believe disclosure is necessary to comply with an applicable law, regulation, legal process, or governmental request, or to protect the rights, property, and safety of HomeDividend^sm, our users, or others.
Business Transfers: In connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.

We do not sell your personal information, but we may share aggregated or de‑identified information that cannot reasonably be used to identify you.

6. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will delete or anonymize it in accordance with our data retention practices.

7. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

8. Your Rights and Choices

Depending on your location and applicable law, you may have certain rights regarding your personal information, which may include:

The right to access and obtain a copy of your personal information.
The right to request correction of inaccurate or incomplete information.
The right to request deletion of your personal information, subject to legal obligations.
The right to object to or restrict certain processing of your information.

To exercise these rights, please contact us using the information provided in the “Contact Us” section below. We may need to verify your identity before responding to your request.

9. Children’s Privacy

The Site is not intended for use by children under the age of 13, and we do not knowingly collect personal information from children under 13. If you believe that a child has provided us with personal information, please contact us so that we can take appropriate steps to delete such information.

10. International Users

If you access the Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States or other jurisdictions where our servers or service providers are located. By using the Site, you consent to the transfer of your information to these locations, which may have different data protection laws than your country of residence.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. When we make changes, we will revise the “Last updated” date at the top of this Privacy Policy. Your continued use of the Site after any changes indicates your acceptance of the updated Privacy Policy.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, you may contact us at:

HomeDividend Inc.
Email: privacy@homediv.com
Mailing address: 1 Gateway Center - Suite 2600 - Newark, NJ 07102