Terms of Use

Terms of Use

Last updated: December 31, 2025

1. Agreement to Terms

These Terms of Use (“Terms”) constitute a legally binding agreement between you, whether personally or on behalf of an entity (“you”), and HomeDividend Inc. (“HomeDividendsm,” “we,” “us,” or “our”), governing your access to and use of the HomeDividendsm website located at https://www.homediv.com, and any related content, tools, or services (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with all of these Terms, you must not use the Site.

2. Eligibility

The Site is intended for users who are at least 18 years old and capable of entering into a binding contract under applicable law. By using the Site, you represent and warrant that you meet these requirements.

3. No Investment, Legal, or Tax Advice

The content provided on or through the Site is for general informational and educational purposes only and does not constitute investment, legal, tax, or other professional advice. You are solely responsible for evaluating any information provided and for any decisions you make based on such information. You should consult with a qualified professional before making any financial or investment decisions.

4. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any manner that violates any applicable law or regulation.
  • Access or use the Site for any purpose that is competitive with, or harmful to, HomeDividend.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any part of the Site or its related systems.
  • Use any automated means to access the Site without our prior written permission.

5. Accounts and Security

If you create an account on the Site, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We reserve the right to suspend or terminate your account at any time, with or without notice, if we believe you have violated these Terms or engaged in fraudulent, abusive, or unlawful activity.

6. Intellectual Property Rights

Unless otherwise indicated, the Site and all content, features, and functionality (including text, graphics, logos, icons, images, videos, software, and design) are owned by HomeDividend or our licensors and are protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for your personal, non-commercial use only.

Except as expressly permitted in these Terms, you may not copy, reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, or otherwise exploit any part of the Site without our prior written consent.

7. User Content

The Site may allow you to submit or upload content, including comments, feedback, or other materials (“User Content”). By submitting User Content, you grant HomeDividend, Inc. a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in connection with operating and improving the Site.

You represent and warrant that you own or have the necessary rights to submit the User Content and that your User Content does not infringe, misappropriate, or violate any third-party rights or applicable laws.

8. Third-Party Links and Services

The Site may contain links to third-party websites, products, or services that are not owned or controlled by HomeDividend, Inc.. We do not endorse or assume any responsibility for any such third-party sites or services. If you access any third-party websites or services, you do so at your own risk and are subject to the terms and policies of those third parties.

9. Disclaimers

The Site is provided on an “AS IS” and “AS AVAILABLE” basis, without any warranties of any kind, either express or implied. To the fullest extent permitted by law, HomeDividend, Inc. disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non‑infringement. We do not warrant that the Site will be uninterrupted, error‑free, secure, or free of viruses or other harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, in no event will HomeDividend, Inc. or its affiliates, officers, directors, employees, or agents be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of, or inability to access or use, the Site.
  • Any conduct or content of any third party on the Site.
  • Any content obtained from the Site.
  • Unauthorized access, use, or alteration of your transmissions or content.

11. Indemnification

You agree to indemnify, defend, and hold harmless HomeDividend and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your infringement of any third-party rights.

12. Changes to the Site and Terms

We may modify or discontinue all or part of the Site at any time, with or without notice. We may also update these Terms from time to time. The “Last updated” date at the top of these Terms indicates when they were last revised. Your continued use of the Site after any changes to these Terms constitutes your acceptance of the revised Terms.

13. Governing Law and Dispute Resolution

These Terms and your use of the Site will be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of laws principles. Any dispute arising out of or relating to these Terms or the Site will be subject to the exclusive jurisdiction of the state and federal courts located in New Jersey, and you consent to personal jurisdiction and venue in such courts.

14. Contact Us

If you have any questions about these Terms, you may contact us at:

HomeDividend Inc.
Email: support@homediv.com
Mailing address: 1 Gateway Center - Suite 2600 - Newark, NJ 07102